How to Get IRDAI Approval for an Insurance Business in India (Step-by-Step)

Starting an insurance business in India is a big move. It offers long-term growth, trust, and strong demand. But before you sell a single policy, you must get approval from the insurance regulator. This guide explains the full IRDAI approval process in simple steps, with clear language and practical details you can actually use.

This process is the same whether your business is in Delhi, Gurgaon, Noida, Ghaziabad, Mumbai, Pune, Bangalore, Chennai, Hyderabad, Kolkata, Ahmedabad, Jaipur, Indore, or Lucknow.