OnEMI Technology Solutions Private Limited was incorporated in 2016 and work as technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. The brand name of company is Kissht (digital lending platform) and Ring (payments app) under which company operates its business. OnEMI provides seamless consumer credit solutions and EMI-based payments which empowers online and offline merchants. Si Creva Capital Services is company NBFC partner, handles loan disbursement, KYC, and EMI collections. As of March 31, 2025, company had 53.23 million registered users and served 9.16 million customers, along with1.00 million plus user reviews, and rating of 4.6 stars on Playstore.